Enrolling in Independence Health Senior Care Advantage is Easy

To participate in Independence Health Senior Care Advantage, you must be enrolled in a participating Medicare Advantage plan and designate one of our Primary Care Physicians at The Toledo Clinic to oversee your care. If you are enrolled in a PPO, this designation does not limit your network access or create the need for a referral – it simply ensures that you have designated a physician to watch over your care and help facilitate a care plan for you.

Depending on your status, there are different Medicare enrollment periods:

If you are a patient who will soon be turning 65, you are eligible to participate in an Initial Enrollment Period determined by your birth month. This period starts three (3) months prior to your 65th birthday, includes your birth month, and extends three (3) months after your birth month. It is important to enroll during the Initial Enrollment Period to avoid any gap in coverage, potential late enrollment penalties, or having to delay enrollment until the next general enrollment period.

If you are working past 65, are covered by group health insurance, and plan to retire from work soon, your separation date from work triggers a Special Enrollment Period, during which you can enroll in Medicare. You will want to work with your insurance broker to ensure there are no gaps in coverage.

If you are currently on Medicare, there is an Annual Enrollment Period (AEP) each year from October 15 through December 7, during which you can compare your options and make or change your selection. Each year, the health plans review and may change their benefits and the prescription drug formularies. Many of the changes can be substantial from year to year, and many new features may be added like dental, vision, hearing aid, over-the-counter medication subsidies, transportation, and much more. It is prudent to meet annually with a licensed insurance agent to help review your needs and help you in selecting the plan that is best for you.

If you qualify for Extra Help, you may join or switch Medicare Advantage plans one per calendar quarter during the first nine months of the year. This special election period can be used once during one of these three periods: January through March, April through June, and July through September.

When you enroll in one of our accepted Medicare Advantage plans and you designate one of our primary care physicians on your application to oversee your care, you are automatically enrolled in the Independence Health Senior Care Advantage program at no additional cost. To see a list of physicians that are part of the program, click here.

To reach a certified and licensed insurance broker that understands our program and is appointed by the insurance companies that we are contracted with, you may utilize one of the following options:

Call our partner Insurance Line at 419-742-5239, powered by licensed independent insurance agents. They can help you over the phone or book a face-to-face appointment for you with a local broker agent.
Complete the form, and a local broker will contact you to help you with your unique situation.
Attend a Medicare 101. The basics of Medicare is taught by our preferred certified brokers in an educational environment. Click here for the upcoming sessions and to register.
Enroll online. Learn more about the Medicare Advantage plans in your area with our convenient get-a-quote tool. Click here to enroll online or over the phone.

Need help navigating your Medicare options?

A licensed Medicare broker is a professional that is independent of any specific health plan, is appointed to represent multiple health plans, and can review your specific needs and help you compare Medicare coverage options for this enrollment year.

We can put you in touch with brokers that understand the Independence Health Senior Care Advantage program. These brokers can help you evaluate coverage options to find one that meets your needs. With your permission, we will give your contact information to a broker to contact you to discuss coverage options.

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By clicking here, I authorize Independence Health Senior Care Advantage to furnish my contact information to a broker and I authorize the broker to contact me.

I also authorize the broker to call or text me at the phone number provided (even if that number is on any Do Not Call Registry or is a wireless number) regarding Medicare coverage options, including potentially through insurance products and services (such as Medicare Advantage plans). The broker’s messages may be artificial or pre-recorded, or may be sent by an automatic telephone dialing system to the relevant number. I understand that I am not required to opt in to receive text messages or calls as a condition (directly or indirectly) of transacting with Independence Health Senior Care Advantage or broker. I am the current authorized user of the phone number. I consent to calls with me being recorded and monitored. I understand that text messages are recurring and on-going and that messaging and data rates may apply. I understand that I can withdraw consent or unsubscribe at any time by texting.